Saturday, March 29, 2014

Obamacare Insurance Purchases Race Past 6 Million


Everyone was wondering if the sign-ups for private insurance through the Affordable Care Act (Obamacare) would get to 6 million before the March 31st deadline. Now it has passed that goal, with at least 6.141 million sign-ups through March 26th -- five days before the deadline. That means there have been 1.9 million sign-ups so far in March, and it looks like that will easily top 2 million by the end of the month.

Although the administration said they would not extend the deadline, they are now saying there will be a "grace period" of a couple of weeks for those who experienced computer problems or extremely long waiting lines. The question now is just how close will we get to the original estimate of 7 million sign-ups. I think it's going to be pretty damn close!

Meanwhile, the Gallup Poll tried to find out what those without insurance were planning to do. Between March 1st and 26th, they questioned 1,322 nationwide adults without health insurance (and their survey had a 3 point margin of error). What they found out was that most of these people were governed by political ideology rather than any perceived need to health insurance -- with Republicans having a majority saying they would pay a fine (58%), while the vast majority of Democrats (75%) saying they would buy insurance (and Independents falling in the middle, with 52% saying they would buy insurance and 39% saying they would pay a fine).

I find that rather sad, because while it may make someone feel good right now to make a political statement by paying a fine, that fine won't pay for any medical care (and everyone sooner or later will need medical care -- and if it's serious it could wreck a families finances).



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And while we're on the subject of insurance and health care, the Gallup Poll just released their year-long study of health care in 2013 (by questioning 178,067 nationwide adults between January 2nd and December 29th of 2013). Because of the large number of respondents, most states had a margin of error between 1 & 2 points.

The chart below shows the eleven states with the highest percentage of people who say they didn't have enough money to get needed health care or medications at some point during 2013. I have also included the percentage of that state that doesn't have any kind of health insurance.

Some of these states may improve their position this year, since they have decided to expand their Medicaid program (West Virginia, Kentucky, Arizona, Arkansas). The other seven states are still refusing to expand Medicaid, and will most assuredly appear on this negative list again next year. The (Y) or (N) appearing by the state name shows whether they are expanding Medicaid or not.


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